camelelf Posted February 19, 2015 Share Posted February 19, 2015 I'm in the market for a new car and can afford a Fiesta on a lease. This one is a 1.0L Fiesta EcoBoost 125 Zetec S 3dr. What should the insurance be like on this seeing as it's in insurance group 15? I'm 18 and have been driving for 8 months, my current policy is £1500 on a 1997 KA 1.3L. I was quoted by my insurance that it'd be just £30 to swap to a 2015 Fiesta including a £28.50 admin fee. To possibly help put it into comparison, I was told I'd get a refund of £80 for a Corsa 1.2 Design. I thought this was mistake at first, surely it'd be more considering it's a 125bhp model and a higher insurance group? Is there anyone around my age insured on a car similar to the Fiesta? Running various quotes online between my KA and Fiesta all come in around the same which I thought was strange. What would you have thought it'd be for someone my age? Another strange thing, my insurance wanted £950 to swap to a Citroen C1. Quote Link to comment Share on other sites More sharing options...
thatfiestaguy Posted February 19, 2015 Share Posted February 19, 2015 I expect somewhat high. I'm 19 (nearly 20) and have been driving since Jan 2013, I've got pass plus and 3 years NCD/NCB. Even for my £5,000 1.4 TDCI Fiesta Edge (2011 plate) it was £695 fully comp with a £500 excess through LV. It does include things such as £10,000 personal injury cover, legal assistance, courtesy car and windscreen cover however. I'd probably expect it to be around the £1800-£2000 mark given your age, and driving experience, especially considering it will be a higher value car. Quote Link to comment Share on other sites More sharing options...
camelelf Posted February 19, 2015 Author Share Posted February 19, 2015 I expect somewhat high. I'm 19 (nearly 20) and have been driving since Jan 2013, I've got pass plus and 3 years NCD/NCB. Even for my £5,000 1.4 TDCI Fiesta Edge (2011 plate) it was £695 fully comp with a £500 excess through LV. It does include things such as £10,000 personal injury cover, legal assistance, courtesy car and windscreen cover however. I'd probably expect it to be around the £1800-£2000 mark given your age, and driving experience, especially considering it will be a higher value car. Just what I expected too. Does seem a tad strange that my Insurance would only want £1.50 (Taking away Admin fee) to insure it onto my current policy. Would it be silly to assume that that'd be the same when it comes to renewal time? I also forgot to mention that they wanted £90 more to swap it to the 1.2L 80bhp Zetec despite being about 10 insurance groups lower. Is insurance usually this damn complicated!? Quote Link to comment Share on other sites More sharing options...
Ford_Man Posted February 19, 2015 Share Posted February 19, 2015 It comes down to safety ratings stuff aswell Quote Link to comment Share on other sites More sharing options...
DAN@ADRIAN FLUX Posted February 19, 2015 Share Posted February 19, 2015 Hi, When you're policy's due for renewal please feel free to give us a try. I'd be happy to try and help. Regards, Dan. Quote Link to comment Share on other sites More sharing options...
L22EEW Posted March 2, 2015 Share Posted March 2, 2015 Hi, When you're policy's due for renewal please feel free to give us a try. I'd be happy to try and help. Regards, Dan. PM'ed you mate. Quote Link to comment Share on other sites More sharing options...
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