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I Really Do Not Understand How They Work It Out???

marlman
marlman
in Car Insurance Discussions

Featured Replies

I just changed my car I previously had a 2011 Ford Fiesta Titanium 1.6 Diesel and I just paid in March £172 to insure it.

I changed it for a brand new 2015 Ford Fiesta Titanium 1.0 Ecoboost, so I phoned my insurance (Saga) to change my details. After telling them all my details the nice lady said THEY owed me £4

How does that work can someone please explain?

  • Quote


    DON'T QUESTION IT!!!

    They'll realise the error and charge you for your refund :P

    Seriously though...

    I think they look at your details, put it all in a big hat and pull a number out of their bottoms.

    Then usually multiply that by your age cubed, add 47 and triple it.

  • Quote
    • Like 1

    Hi,

    What you may find is that the newer the vehicle gets the lower the insurance group is compared to a previous comparable model. This is due to factors including advances in car technology and safety features.

    Regards,

    Dan.

  • Quote
    • Like 1

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