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Guranteed Asset Protection

10corsham
10corsham
in Ford Fiesta Club

Featured Replies

Hi (still waiting for 3door style+)

The salesman at my local dealer mentioned a Ford Insure Scheme called ‘Guaranteed Asset Protection’. He showed me a brochure about this.

Does any member know anything about this scheme? Is it worth going for?

  • Quote


    Hi (still waiting for 3door style+)

    The salesman at my local dealer mentioned a Ford Insure Scheme called ‘Guaranteed Asset Protection’. He showed me a brochure about this.

    Does any member know anything about this scheme? Is it worth going for?

    If you have a brochure I guess you know what it basically is, but in case you don't, in the event of an accident that writes the car off, it pays the difference between the insurance payout, and the cars finance. In the case of the Ford deal, it pays the difference to the original value of the car when it was financed. For example, you crash the car in 1 years time. Insurance gives you £7k for it, but you still owe Ford £9k. The GAP will pay you the missing £2k, plus in the case of Ford, the amount up to what the car cost originally (£10k or whatever). That's what I understood anyway.

    I went for it. It doesn't cost that much, but could potentially reap £1000s if the car is written off.

    Not that I want the car written off... but if it was, I don't have to worry about paying off finance on it. How much use it is probably depends on how long you are financing for.

  • Quote
    • Author
    If you have a brochure I guess you know what it basically is, but in case you don't, in the event of an accident that writes the car off, it pays the difference between the insurance payout, and the cars finance. In the case of the Ford deal, it pays the difference to the original value of the car when it was financed. For example, you crash the car in 1 years time. Insurance gives you £7k for it, but you still owe Ford £9k. The GAP will pay you the missing £2k, plus in the case of Ford, the amount up to what the car cost originally (£10k or whatever). That's what I understood anyway.

    I went for it. It doesn't cost that much, but could potentially reap £1000s if the car is written off.

    Not that I want the car written off... but if it was, I don't have to worry about paying off finance on it. How much use it is probably depends on how long you are financing for.

    Thanks, Silent Shark, for the useful info

  • Quote

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    The "Digestive"

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