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Ford Finance Advice

paul_focus
paul_focus
in General Ford Related Discussions

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Hey guy I'm thinking of getting a new ford at end of year just debating on what's best to go for and what finance package is best to go for

Thank you

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    • Phil 87
      Phil 87

      That's exactly how I was with the Fiesta ST, and now I have it, it lives up to every expectation I had. I know I'm losing a hell of a lot of money on depreciation but I don't regret it for a second :)

    • nath.mk7.st
      nath.mk7.st

      Yer gonna say wait till you work there you save 4k on a st as a employee take a look at the offers. http://www.employeevoucher.co.uk/?gclid=CPzJ9IL2gcACFY_ItAodt0EAnw There was a weekend sales job go

    • Phil 87
      Phil 87

      More like an ST200 haha, with overboost. And it looks like that comparison has the incorrect torque for the Focus, it's the same engine as the ST so torque is the same, maybe that's the torque without

    Posted Images

    I'm thinking of getting a new Focus towards the end of the year and will probably do it on Ford options.

    You seem to get good rates and discounts. Just got to be prepared for what to do at the end of the term as the car will not be yours without a balloon payment.

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    • Author

    Yeah that's the only prob u don't own the car I was thinking of a personal bank loan at least that way u own the car and just pay back your bank :)

    Sent from my iPhone using Ford OC

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    Well it is kind of like a mortgage, you are the registered keeper and joint owner of the car, but like a mortgage they can repossess the car to settle the debt.

    That said, I believe once you have paid over a certain percentage of the capital they can't just take it.

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    • Author

    I'm sure it's 60%of the final value of the car

    Sent from my iPhone using Ford OC

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    Talk to your dealer Paul they always have good deals and if you take ford finance you get a discount off the car as well. Bank loans aren't always the best. Watch for early settlement charges as well.

    Sent from my iPhone using Ford OC mobile app

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    • Author

    Cheers phil I will do thanks

    Sent from my iPhone using Ford OC

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    It all depends on what you require/how much u want to pay options is your cheapest route besides leasing.

    Sent from my Nokia 3310 using Ford OC

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    • Author

    Cheers nath advice taken haha :)

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    • Author

    Think I'm going to go for a zetec s. St is that littel bit to expensive to buy and insure :)

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    The zetec s with no options is £15495

    The ST is £16250

    Id say even if was only buying a st1 the £750 extra would be well worth it.

    But I know what you mean bout insurance but I can't see it been that much. Mine went down 40quid

    Sent from my Nokia 3310 using Ford OC

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    • Author

    I was thinking of focus mate but would take the fiesta as a second option :)

    Sent from my iPhone using Ford OC

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    I'm leasing my ZS for £130 a month, with the option to buy after the term is finished.

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    • Author

    That a fiesta Orr focus mate

    Sent from my iPhone using Ford OC

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    Fiesta mate sorry should of said. With gateway2lease

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    • Author

    Ohh that's not a bad deal mate how longs that over

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    God they start at £19643 for a zetec s with no options lol :)

    Sent from my Nokia 3310 using Ford OC

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    Yeah but its a Focus, lol.

    I'm waiting to be able to order the facelift zetec s.

    Always loved focus cars :D

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    • Author

    God they start at £19643 for a zetec s with no options lol :)

    Sent from my Nokia 3310 using Ford OC

    Yer st-3 starts at 25.995 with no options. And then 4500 a year insurance now can u see why I said focus st is to expensive :)

    Sent from my iPad using Ford OC mobile app

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    I'm not saying it's not worth it I just never realised how much they we're I thought maybe 17k most lol

    Sent from my Nokia 3310 using Ford OC

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    Paul ain't you planning on taking a job with ford ??

    Sent from my Nokia 3310 using Ford OC

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    Usually some good discounts to be had though.

    On current model you can get about 5k off if you take ford finance.

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    • Author

    But the zetec s use the same 1.6 Eco boost turbo (182 ps ). 182 bhp engine as what's in the fiesta st. :)

    Sent from my iPad using Ford OC mobile app

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    • Author

    Paul ain't you planning on taking a job with ford ??

    Sent from my Nokia 3310 using Ford OC

    Hoping to been interviewed so just awaiting outcome. Could get it cheaper if I work there haha :)

    Sent from my iPad using Ford OC mobile app

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    Yeah you could get it through Ford privelage.

    Will be the 1.5 ecoboost if you wait for facelift though ;)

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    The "Digestive"

    • The Digestive Forum Roundup (24th May - 31st May 2026)

      Steve ·
      The Digestive Forum Roundup (24th May - 31st May 2026) We hope this email finds you well and enjoying your week. As always, our forum has been buzzing with activity, so we’ve compiled the highlights for you. Plenty of interesting discussions are taking place, especially around the Ford Focus and Fiesta models. Starting off with the Focus, many members have been discussing issues with the Emergency Call System, particularly in the Mk4 model. PLB raised concerns about persistent malfunctions, a se
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