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Who Has The Lowest Premium

Featured Replies

Just a bit of fun.

Rules are it must be your every day car.

Must be a Ford.

Cannot be a classic insurance.

Must be comprehensive with the usual benefits and a reasonable excess.

I will start.

Fiesta 1.4 Zetec 2009.

£154 with £200 excess.



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  • You are probably the only one there that's insured :D

  • Focus 2.0L Titanium TDCI 2005 - £148 with £100 excess

  • karlos1987
    karlos1987

    Focus mk2.5 1.6 petrol 2008 me and the wife £450 excess £250 Sent from my C5303 using Ford OC mobile app

Focus mk2.5 1.6 petrol 2008 me and the wife £450 excess £250

Sent from my C5303 using Ford OC mobile app

Fiesta ST2 3 years ncb £250 with nil voluntary excess and £250 compulsory.

Sent from my iPhone using Ford OC mobile app

  • Author

Come on someone must be paying less than me? :D

£154 a year! I doubt anyone is lower than that. Lol

Sent from my C5303 using Ford OC mobile app

675.00euro per year all modifications declared policy covers myself and D missus both full licences with over 3 years NCB.

  • Author

I agree Karl I was a bit surprised myself (and pleased lol)

About £600 with £300 excess (I think)

Sent from my SM-P600 using Ford OC mobile app

Mine was 435 with all bells and whistles, £50 excess, breakdown cover, replacement car, me and the Mrs. but also got £55 cashback via topcashback so in theory cost me £380. I live in the city parked on road, when I did a quote at my mum+dads place the same insurance was £225! Oh yeah 9 years no claims with that and no convictions.

wish mines was that low :o!
mines is £630 but that includes business insurance & personal cover in case i'm in another car (PC is free) fully comp with both parents on it and my Girlfriend that's learning :o

£250 excess

£288 fully comp 2010 1.6tdci zetec £100 excess ,swiftcover,protected no claims, legal cover blah blah, it cost me £285 last year just to TAX my old car lol nice savings this year. :D :driving:

£610 with £259 excess, on an 06 mondy est tdci lx, fully comp, no points, 15 years no claims and the car is garaged with mods declared.

It may not be the cheapest on here, but it won't be far off being the cheapest with a Bradford postcode :lol:

  • Author

You are probably the only one there that's insured :D

You are probably the only one there that's insured :D

I wondered why all the other cars suddenly disappeared when a police car went past :lol:

  • 2 weeks later...

Fiesta st3 £250 excess with windscreen cover ect £495 a year fully com but only 3years ncb

Mine is £350 I think with mods declared. Although my car should have come with privacy glass as standard none of the windows were when I brought it so I tinted the glass and declared it to them. 6 years ncd excess I think is about £300.

Oh and it's a focus c max 2.0 tdci.

  • 2 months later...

Fully comp' £142.04 + £10.60 for NCB protection =£152.64. Excess £350. Car bog standard no mods 52 plate focus ghia 1.8 tddi + a wee meerkat thrown in as a freebie :lol:

  • 4 weeks later...

My insurance for the new red edition will be £170 a year. That's for 20k miles including some business use and £200 excess. Bargain.

Sent from my iPhone using Ford OC

Focus 1.8 Collection (2001), last year I was paying £970 fully comp.

This year, only difference is I moved to a bungalow in a better area - £375 fully comp with all bells & whistles, protected NCB, legal cover etc etc. Well pleased :-)

About £300 a year, 9 years NCB, standard 58 plate 1.8 Focus Zetec. £95 excess, full vandalism cover.

Sent from my Gen 1 WAP phone

You dont want to know how much my Impreza costs :whistling:

£194 fully comp with £0 excess - all mods declared!

just renewed mine was with dial direct and the renewal came through for a total of £467.77 paid monthly.

an absolute !Removed! joke,i stayed with them for the last couple of years as they had been fairly competitive,

now im with sure thing £227.34 under half.

both were with protected/windscreen/legal and breakdown cover (inc at home).

ROBBING !Removed!.

Mine comes in at £450 with the usual extras excluding breakdown cover. Still waiting on the Meerkat though lol.

  • 2 weeks later...

£600 Ford Fiesta freedom 56 plate in Leeds with 1 years no claims, black box , Did a price check at my parents house in Bradford, no joking, £12000! Cheapest £6500 with black box

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