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paul_focus
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Hey guy I'm thinking of getting a new ford at end of year just debating on what's best to go for and what finance package is best to go for

Thank you

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I'm thinking of getting a new Focus towards the end of the year and will probably do it on Ford options.

You seem to get good rates and discounts. Just got to be prepared for what to do at the end of the term as the car will not be yours without a balloon payment.

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Yeah that's the only prob u don't own the car I was thinking of a personal bank loan at least that way u own the car and just pay back your bank :)

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Well it is kind of like a mortgage, you are the registered keeper and joint owner of the car, but like a mortgage they can repossess the car to settle the debt.

That said, I believe once you have paid over a certain percentage of the capital they can't just take it.

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I'm sure it's 60%of the final value of the car

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Talk to your dealer Paul they always have good deals and if you take ford finance you get a discount off the car as well. Bank loans aren't always the best. Watch for early settlement charges as well.

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Cheers phil I will do thanks

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It all depends on what you require/how much u want to pay options is your cheapest route besides leasing.

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Cheers nath advice taken haha :)

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Think I'm going to go for a zetec s. St is that littel bit to expensive to buy and insure :)

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The zetec s with no options is £15495

The ST is £16250

Id say even if was only buying a st1 the £750 extra would be well worth it.

But I know what you mean bout insurance but I can't see it been that much. Mine went down 40quid

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I was thinking of focus mate but would take the fiesta as a second option :)

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I'm leasing my ZS for £130 a month, with the option to buy after the term is finished.

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That a fiesta Orr focus mate

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Fiesta mate sorry should of said. With gateway2lease

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Ohh that's not a bad deal mate how longs that over

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God they start at £19643 for a zetec s with no options lol :)

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Yeah but its a Focus, lol.

I'm waiting to be able to order the facelift zetec s.

Always loved focus cars :D

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God they start at £19643 for a zetec s with no options lol :)

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Yer st-3 starts at 25.995 with no options. And then 4500 a year insurance now can u see why I said focus st is to expensive :)

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I'm not saying it's not worth it I just never realised how much they we're I thought maybe 17k most lol

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Paul ain't you planning on taking a job with ford ??

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Usually some good discounts to be had though.

On current model you can get about 5k off if you take ford finance.

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But the zetec s use the same 1.6 Eco boost turbo (182 ps ). 182 bhp engine as what's in the fiesta st. :)

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Paul ain't you planning on taking a job with ford ??

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Hoping to been interviewed so just awaiting outcome. Could get it cheaper if I work there haha :)

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Yeah you could get it through Ford privelage.

Will be the 1.5 ecoboost if you wait for facelift though ;)

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