Insuring an st/Zetec s replica

[Jonny_lassiter]

Hi, so I'm 18, got a 1.4 Mk6 Fiesta. I'm wanting to put the st bumpers, spoiler and 16 inch wheels on it. 

But I don't know how it would work with insuring it. Seeing as I assume they need to know that it's not original. 

Has anyone got any experience of insuring a replica/lookalike? And if so, how much cheaper is it than insuring a genuine one?? 

Cheers!! 

[Tomson]

Essentially you would be insuring your car as if it had a body kit attached to it for cosmetic purposes. That would be the best way to go about it.

As they are factory parts used to 'upgrade' the appearance of a car they may give you a discount, I found this out with alloy wheels (aftermarket v factory) back in my Vauxhall years.

[alexp999]

I'd compare the cost of declaring it as body kit + wheels, or front bumper, sideskirts, rear bumper, spoiler and wheels.

The latter might be cheaper, both are technically correct.

[Jon84]

Maybe go via an specialist insurer too like Adrian Flux

[DAN@ADRIAN FLUX]

Hi,

Please feel free to give us a try for insurance if you like. If you wanted to PM me some contact details I'd be happy to arrange for one of my quotes team to give you a call back.

Regards,

Dan.