Juliaruth Posted February 6 Share Posted February 6 I am new to this site and just realised I put this in the wrong group , Fiesta - and sent it wrongly. 聽 Can anyone tell me why my 2006 Ford Focus C-Max Zetec Auto is so expensive to insure. Admittedly I am 83 but last year the insurance was 拢709 when I was 82聽 Can one year really bump it up by 拢400. This year 拢1150 with LV and I can only get it down with Sterling聽 3rd party fire and theft to 拢923.聽 I know other people my age who pay half that on their cars?聽 What is so special about a poxy little Ford - or me - that causes this.聽 Any advice would be welcome. 1 Quote Link to comment Share on other sites More sharing options...
Paulkp Posted February 6 Share Posted February 6 I'm with Boundless (used be the Civil service Motoring Association) and I get a discount with LV. Insurance has gone up on our three cars by about 45% but we don't pay anything like as much.聽 Sometimes 3rd party does not give the reduction it might, especially as we are now paying the extra possible repair cost of electric cars.... Quote Link to comment Share on other sites More sharing options...
alanfp Posted February 6 Share Posted February 6 Yes, all car ins costs have gone up madly over the last year. Friend has a Fiesta which went up from approx 拢290 to 拢520 which is a higher %age rise than yours. But I'm afraid that I think your advancing years do count against you . I discovered this when my father in his late 80's was paying significantly more than I was - he had a less valuable, lower group car and drove 600 miles pa compared with my 12000 miles pa. I assume you've been through a comparison website??? 1 Quote Link to comment Share on other sites More sharing options...
Eric Bloodaxe Posted February 6 Share Posted February 6 Presume you've tried insurers specialising in the older driver? Very difficult to comment without knowing exact circumstances. It is possible with online quotations to tweak various elements - add or take away drivers, annual mileage, voluntary excesses. Mentioned on another insurance thread currently running that I found adjusting voluntary excess made a surprising difference to quoted premiums. Mentioned there also that sometimes lower annual mileage seems to count against you. Quote Link to comment Share on other sites More sharing options...
Hooded Posted February 7 Share Posted February 7 Your increase percentage over last years price seems about in line with the increase most people are seeing on car insurance I鈥檓 afraid.聽 聽 In comparison my 2011 Focus MK2.5 1.6 petrol went up from 拢235 to 拢350 and I鈥檓 51. Quote Link to comment Share on other sites More sharing options...
Eric Bloodaxe Posted February 7 Share Posted February 7 11 hours ago, Eric Bloodaxe said: Mentioned on another insurance thread currently running聽 Ie this one:聽https://www.fordownersclub.com/forums/topic/150379-petition-re-excessive-car-insurance-increases/ There's a lot of comment there about people's recent experience with renewal premiums. 聽 Quote Link to comment Share on other sites More sharing options...
Jimpster Posted February 7 Share Posted February 7 DONT use ADRIAN FLUX theres NO quote option , the buggers just want to ring you back. 1 Quote Link to comment Share on other sites More sharing options...
A Sampson Posted February 7 Share Posted February 7 Similar experience recently on renewing.聽 I'm 80 & have been with Direct Line for a number of years & they have been excellent, actually reducing premiums.聽 However, this time the premium jumped from 拢327 to 拢571.聽 Having said that, all the comparison sites were quoting me 拢800/900.聽 Perhaps the cost to the industry of uninsured & otherwise illegal scrotes driving is finally being factored in. Quote Link to comment Share on other sites More sharing options...
mrmetallica Posted February 7 Share Posted February 7 nmine has gone up over 拢200 Quote Link to comment Share on other sites More sharing options...
fydie_ Posted April 24 Share Posted April 24 聽 I'm not the only one who noticed that聽insurance costs can skyrocket with age due to perceived higher risk and declining health. The car model itself, combined with increasing repair costs, also plays a role. I have tried shopping around more or looking into multi-policy discounts. Sometimes, insurers offer competitive rates for new customers. Quote Link to comment Share on other sites More sharing options...
unofix Posted April 24 Share Posted April 24 1 hour ago, fydie_ said: Sometimes, insurers offer competitive rates for new customers. Surely not !!! The insurance companies have all been warned about "New Customer Only" deals 馃ぃ 2 Quote Link to comment Share on other sites More sharing options...
Eric Bloodaxe Posted April 25 Share Posted April 25 聽 15 hours ago, fydie_ said: The car model itself, combined with increasing repair costs, also plays a role.聽 Yes, it must be difficult to get a competitive quote for a Ford Austin!馃榾 2 Quote Link to comment Share on other sites More sharing options...
A Sampson Posted April 26 Share Posted April 26 Julia,聽 I think a bell-curve graph suggests that mature years/experience聽 count in your favour up to about 80; then they are used against you, hence hefty premium increases. Quote Link to comment Share on other sites More sharing options...
DAN@ADRIAN FLUX Posted April 26 Share Posted April 26 On 4/24/2024 at 7:20 PM, fydie_ said: 聽 I'm not the only one who noticed that聽insurance costs can skyrocket with age due to perceived higher risk and declining health. The car model itself, combined with increasing repair costs, also plays a role. I have tried shopping around more or looking into multi-policy discounts. Sometimes, insurers offer competitive rates for new customers. Hi. Have you tried ourselves for insurance at all? Regards, Dan. Quote Link to comment Share on other sites More sharing options...
Jimpster Posted April 26 Share Posted April 26 Just a suggestion, remove this clown, nobody has a good word to say about the service he provides. 1 1 Quote Link to comment Share on other sites More sharing options...
RayC333 Posted April 26 Share Posted April 26 The insurance on my Ecoboom went down. I'm guessing they think it won't last a whole year 馃榾 5 Quote Link to comment Share on other sites More sharing options...
Jimpster Posted April 27 Share Posted April 27 Standard guarantee, lunch time or till it gets dark. 1 Quote Link to comment Share on other sites More sharing options...
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