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Your Insurance Annual?

Featured Replies

50 year old .

Mk1 1.6 Focus Ghia 

10 years NCD 

£420 fully comp with courtesy car , legal cover and windscreen cover plus screen cover and no excess fee with Hastings direct .

As for admiral I've never heard any one recommend them and my last quote off them fully comp 2 years ago for a 2001 1.5  12 valve Hyundai accent was £7000 and fully enough I got insured with Hastings  for £380 all in .

 



  • Replies 214
  • Views 43.4k
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Top Posters In This Topic

Most Popular Posts

  • Dear Lord, I can't believe the money some of you 'kids' are paying for insurance.... Also can't believe the types of cars some of you 'kids' are driving.... I'll update this when I remember how much

  • Look at it this way the more youngsters pay the thieving insurance companies the less we have to pay Sent from my iPhone using Tapatalk

  • Age: 19 Car: 2007 Fiesta 1.4 Zetec 3dr Insurance: Tesco Been driving a year, started July 2014 (£1470). Renewed July 2015 (£606) /w 1 years no claims.

53
mk3 focus 1.0 ecoboost
20+ yrs ncd
but 2 accidents on work policys and 3 points speeding
£189 fully comp with courstesy car etc etc etc
can insure a mustang 5.0 for £90 more(not that i can ever afford one. lol)

18

MK3 Focus 1.0 Ecoboost

1 year NCB & held a license just over a year

£699 with a black box unfortunately but I'm used to it now. Down £500 from last year!

43

fiesta st3(mp215)

10 years ncd

£500 fully comp with courtesy car,legal cover,etc etc from aviva.

  • 5 weeks later...

23 

Fiesta 2009 1.4

1 years no claims 

£1374

only been driving 2 years in November 

also got motor legal expensive and breakdown cover on here 

28

2015 Focus ST3 (with Mountune Exhaust + Induction)

7 years NCB

£439 fully comp including mods, with Aviva, including legal and NCB protection.

  • 3 weeks later...

Age: 28

Car: ford fiesta mk6.5 (56) 1.25 style petrol

No NCB

6 Points (in14)

Premium: £1533.24

Excess: £250

With: southern Rock (via GoSkippy)

I only passed 3 months ago (again)

Get 10% off GoSkippy insurance when you enter promo code Brexit

Hi

2014 Ford KA edge

Age 52

Full comp, protected NCB, no excess.

£155 with Hastings. 

  • 3 weeks later...

20

2006 Ford fiesta mk6.5 zetec s 1.6 TDCi 

2 years no claims 

£1270 with admiral without a black box. 

 

Hope my premiums go down to around £400 like everyone 😭

  • 1 month later...

I feel like I've arrived late to this party 😂😂 but here's mine:

Age: 21

2016 Fiesta ST-Line 140

1 Year No Claims

Aviva - No Excess + No Black Box + Legal + Courtesy + International Cover and other stuff

£989

Age:28
Focus ST-Line X 1.0 ecoboost 140
67plate
£478
8+years driving
6 years NCB
AXA Insurance
Been the best insurers for me for over 3 years now.

Sent from my SM-G930F using Tapatalk

  • 4 weeks later...

HOW are some of you getting such cheap insurance??

Ford Fiesta ZS Red Edition

Age:20

insurance quote as my renewal is coming up end of February at about £1200 WITH a black box

thats with 2 years NCB and license for 2 years 😭😭

got my renewal today only went up €78 since last year happy days:biggrin:

23

2015 Ford Fiesta Titanium 1.0 EcoBoost (100PS)

4 years NCB (one accident still on record)

Admiral > £250 voluntary + £250 compulsory / Legal Cover / Courtesy Car / Fully Comp / No Black Box

£820

Price went up £200 last year when moving from Leamington Spa to Birmingham lol!

  • 1 month later...

22

2.0 petrol mondeo 2008

4years ncb

440 with hastings

  • 4 weeks later...

24

Focus 1.6 TDCi (110PS, or was)

5 Years NCB

Protected NCB

£600.00 annual premium

 

32

 License held for 4 years.

 Driven military vehicles in that time but only had my own car for 1 year.

 1 years NCB, no points

14 plate 1.25L Fiesta Style

Car registered as being in a secure compound during the week.

Annual premium £1000 with Forces Mutual.

  • 1 month later...

I'm 34 and had my licence for 15 and a half years with no accidents, claims or points in that time (on a personal vehicle). Previous car renewal quotes with 2 years NCD were £600+ for a 2003 Vauxhall Vectra 1.8 LS. 

Quotes for my 2016 (17 plate) ST-Line 140 range from the cheapest at £500 from Esure fully comp (8k miles SDP) with the added extras like key cover, courtesy car, personal accident, legal protection and breakdown (full home service, non-European) to over £1000 and that's with 2 years NCD. 
Surprisingly Adrian Flux quoted me £950 for an unmodified car without any of the extras (breakdown etc) with a £350 excess. This was even more expensive than Ford Insure quoted me (£750).

Needless to say I will be going with either Esure or QuoteMeHappy once my 7 day cover insurance ends as they were the 2 cheapest with extras on top and they were only a few quid apart. Only downside is that unlike Hastings Premier (my previous insurer), I can't protect my 2 years NCD. 

Some scary premiums on this thread - don't know how some of you do it!

40 something.. driving since 1988 with no accidents. 2 separate policies with their own NCB:

2016 Fiesta 1.0T (125) Zetec S - Protected 10 year NCB, 20k miles a year, SDP+C parked on driveway overnight with Tesco = £290 (£100 excess)

2016 Focus RS - Protected 15+ year NCB 10k miles a year SDP+C in locked garage overnight =£329 (£100 excess)

 

Age does have it's advantages sometimes - I've never paid more than £400 a year for car insurance even with 7 series BMW, E46 M3s, nearly new Asbo, etc etc 😀

  • 3 weeks later...

My previous car was a 2008 1.6 Passat in Dublin with 7 years NCB from AA for a cool €890 (full cover, courtesy car, legal expenses, protection, no points, no accidents).

Brand new insurance (NCB not calculated in atm) for a 2005 Mondeo 1.8 (110) in Amsterdam area - €40/ month (same level as above). It would've been an extra €5/month for a 2.5L one. Once I've got the new hard copies, they said it will be around €28-30/ month.

  • 3 weeks later...

My 09 1.4L Fiesta was £430 but I've just changed to a 125PS Mk7.5 and its now £150 more a year (comprehensive £500 excess)

 3 years NCB, age 21

38 yo

Focus 1.0 zetec ecoboost (63 plate)

fully comp with most bells and whistles except breakdown cover, 9 years ncd

£192 with quotemehappy (though obtained through confused.com)

renewal with Hastings was more like £350 so I removed two very infrequent older drivers

  • 4 weeks later...

Renewal has come and now paying £960 with admiral with 3 years no claims and legal assurance on my mk6.5 fiesta zetec s 1.6 TDCi. 

  • 2 months later...

26

2017 Fiesta ST

3 years no claims

£400 ish.  How can my insurance be cheaper than some people in their 30s - 50s on this site with a lesser car?  Especially me being from Northern Ireland

5 hours ago, STJAY said:

26

2017 Fiesta ST

3 years no claims

£400 ish.  How can my insurance be cheaper than some people in their 30s - 50s on this site with a lesser car?  Especially me being from Northern Ireland

TPFT?

Live in the city or countryside? Not as busy roads? Safer area? Fewer thefts?

There's loads that can affect it, but I definitely wish I could pay that little for a '17 ST! 😃

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