2 hours ago, dansallis said:

TPFT?

Live in the city or countryside? Not as busy roads? Safer area? Fewer thefts?

There's loads that can affect it, but I definitely wish I could pay that little for a '17 ST! 😃

TPFT? What’s that 🤣. 

Country-ish, however in between two high risks locations, just down the road from a major connecting road, 8 miles from a motorway, 10 miles from the nearest city and 11 miles from a busy airport. Plus most insurance companies believe that Northern Ireland is living in the past, however I’m insured with AXA NI. 

Yeah, it’s great to be honest, I came from a group 18 Ibiza to the group 30 Fiesta, and I saved £50 a year. Not 100% how it worked out, but I’m certainly not complaining 🤣. I think the factory fitted Thatcham might have a bit to do with it. 

21 hours ago, STJAY said:

TPFT? What’s that 🤣.

Third Party Fire & Theft. Fully comp. can be cheaper than TPFT so never rule it out.

42

2011 Mondeo Titanium X Sport 2.2 Diesel hatchback. Declared uprated brakes and winter tyres.

Admiral - £246 fully comp with legal and protected NCB, not had a claim since 1997. Own a motorbike too for the last 10 years, no claims on that either. (£100 for that with mods and that thing goes a lot faster)

Prices for the car has changed a bit since I first bought it 5 years ago. Was £220 fully comp then and gradually went up to £350 last year.

Done a quote for a 2017 Focus RS the other week and that was £320 🙂 hmmmm

23 hours ago, Zico said:

Third Party Fire & Theft. Fully comp. can be cheaper than TPFT so never rule it out.

Oh I got you now 🤣🤣. Yeah nah I’m fully comp  no point in taking risks eh? 🤣

2010 Mk7 Fiesta Zetec S - Mods declared, 8k miles per annum, Im 30 and wife is 31. Premium is £377 fully comp with esure.

Got my latest renewal through:

Admiral £947 (up £120 from the previous year).

After looking on some comparison website (and other insurers not on comparison websites) I will be going with Esure at £720. I am aware Esure's customer service can be worse than non-existent, but it saves me over £200!

Age 41

2016 Fiesta ST-2

£370 with Admiral

£95ish with £30 cashback! 

 

Age 52 plus wife as named driver, fully comp.

 

2005 1.6 Focus

Just renewed at £448 with Aviva.

That includes legal cover & NCD protection.

Admiral initially comes out cheaper on comparison sites, but they don't include factory fit options, so by the time you add all those, it's more expensive.

Couldn't beat Aviva renewal quote, once I factor in factory options and the ability to choose my own repairer.

On 10/15/2018 at 8:43 PM, TimST2 said:

Age 41

2016 Fiesta ST-2

£370 with Admiral

That's not based on shopping around though - I just replaced my Fiesta Zetec with the ST on an existing Admiral multicar policy. I'll probably shop around when it comes to renewal...

Do other ST owners find that specialist insurance is cheaper? What about Adrian Flux with the club discount?

Renewed a 15 plate 1L kia picanto in September for 640, that was admiral with 1 year experience and 1 year named driver no claims. Bought a black edition zetec s 140 at start of month and admiral charged 140 for the change of car to existing policy, + business insurance so

 

65 plate black edition fiesta zetec s 140

800 year + business insurance

18 years old, 1 year experience + named driver no claims

@Connall that's really good considering your age and NC. I'm paying £960 with admiral for my mk6 fiesta zetec s 1.6 TDCi with 3 years no claims in London and I'm 21 now. Its getting cheaper thankfully but hate how much more it is in London. 

@zain611 Yeah I know. I pay it annually so that probably takes about 100 off the price but I think it will go up when renewal time comes, down to the fact that it may only have been this cheap because I already had a policy with them. Should add the £140 extra also included a £20 admin fee. Saw someone mention that if they moved outside London they could be $=£500 a year cheaper with insurance so that could be your blowing factor

Age 60. 10 years NCD. Fully comp. Churchill. £358 premium for Fiesta ST3 at renewal in November. Recently added MP215 upgrade and got charged extra £17 for that, but excess went up by £200!

Thinking of looking at one of the specialist insurers, though my premium isn't too bad looking at some others!

 

On 10/15/2018 at 12:52 PM, Abzynthe said:

2010 Mk7 Fiesta Zetec S - Mods declared, 8k miles per annum, Im 30 and wife is 31. Premium is £377 fully comp with esure.

Did you do yours online orb on phone? When I try with esure and add any sort of mod it puts it to 500 from unmodded at 330.

18 hours ago, Michlaustn said:

Did you do yours online orb on phone? When I try with esure and add any sort of mod it puts it to 500 from unmodded at 330.

My wife did it all online. It was a bit scary as it was done at 8pm at night, so wasn't sure it had gone through. But we got the documents through the following day. 

£400 for the RS with Halifax insurance over £200 cheaper than Esure renewal quote 

Age:28
Focus ST-Line X 1.0 ecoboost 140
67plate
£478
8+years driving
6 years NCB
AXA Insurance
Been the best insurers for me for over 3 years now.

Sent from my SM-G930F using Tapatalk

Swapped the focus for a kuga paid an extra £60 to cover it.

Now 29
Kuga STLine 1.5TDci 120
7years no claims
AXA wanted near £700
Changed to Hastings £408 full comp
Better cover all around.

Staying loyal and never claiming is nothing to insurance companies.


Sent from my SM-G960F using Tapatalk

Sorry to start up an old thread, just interested to see the difference a few years can make.

Age: 38

Car : Focus st 2.0 ecoboost (250)

Price : £304 fully comp protected with Hastings direct.


Sent from my iPhone using Tapatalk

On 10/28/2018 at 7:29 PM, TimST2 said:

Do other ST owners find that specialist insurance is cheaper? What about Adrian Flux with the club discount?

Sorry, have only just seen this thread. Over the last few years I've found Adrian Flux and Need2Insure have given me the best quotes for a car with mods.

full comp 1.6 tdci 2008 only gone up 4quid for the each month and about 25quid on top for the full year one sp 30  3 years ago 9 years nc   £258

Changed from a 2014 Mk 3 1.6Tdci Focus to 19 plate 1.5 ecoblue ST Line X were both in our mid 40's with full no claims 10k miles a year. All the add ons and it came back £39 cheaper @ £ 268. Thats with LV.

On 12/27/2017 at 3:08 AM, Driftstein said:

I feel like I've arrived late to this party 😂😂 but here's mine:

Age: 21

2016 Fiesta ST-Line 140

1 Year No Claims

Aviva - No Excess + No Black Box + Legal + Courtesy + International Cover and other stuff

£989

I got updates on my prices! Apologies for bumping this post.

Age: 23

2016 Fiesta ST-Line 140 & 2017 Fiesta ST-3

4 Years No Claims with Admiral (Multi-Car Cover)

£430 and £450 annually, respectively.

39

Focus st line EcoBoost 145ps 2019

8 years no claims

0 accidents claims

Adrian flux ( always used them)

Currently 450 fully completed with extras

Literally just about to get my renewal so will update 

So this year's insurance is £325 for the ST on our Admiral multi car policy.

Adrian Flux couldn't come close, even with the FOC discount. Interestingly though, I have just insured my Caterham with them as they'll cover it on track and came out the cheapest quote by far.