You got a build thread Ian?

I'm slowly working my way through everyone's build threads, and finding more and more upgrades to consider.

It's good value - when you think how much 2 weeks in the summer can cost. . . & we both hate the cold with a passion !

Back at the old house, I had some neighbours who spent every Jan- Mar in Mexico, and then April-May in Spain. They were enjoying the benefits of being retired on a service pension

56 nights all inc' in the Algarve in Jan' & Feb' is almost as cheap as staying at home, in fact it's probably cheaper on a like for like basis :)

Only 9 years & 2 months until I get my state pension . . . having paid my 35 years contributions I'd like it now please ! :)

When I was 30 I was planning to retire at 50, then I decided 55 was a better goal.

I'm not sure, having looked at it just recently, what with eye-wateringly low interest rates and sluggish investments, whether 60 would be better

I unofficially retired @ 50, & officially @ 55 - best decision I ever made GMX :)

It's true that interest rates are grim at the moment . . . but patience is a virtue :)

Having nothing to pay when I collected car from ford after 2nd service

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I unofficially retired @ 50, & officially @ 55 - best decision I ever made GMX :)

That's more or less the way my Dad did it.

He took on a consultancy role at 52, rather than practicing full time, retiring fully at 58.

I wont be fortunate to retire before 67/8 unless I win the lottery. Lol, my father semi retired at 45, after big redundancy payout. Now 82 and still living off it and other investments.

Im not jellous , much. :(

There's nothing worse than working oneself into an early demise i.m.o. & there's no point either . . . :(

Early retirement could be fairly achievable in my generation & before, but sadly not as easy these days, as I made more £ from property than I ever did working ( tax free too ), but even getting on the '' property ladder '' these days is sadly also far from simple or even achievable for many

Good for him Ian :)

It was redundancy or higher up the company ladder for him and extra stress, taking the latter would have shortened his life,

I got a house bought out of it also . Happy days and no mortgage in the 1990's.

As my partner says " theres pockets in shrouds"

Shes a cancer nurse,

Mortgage free living is quite possibly the best freedom of all :)

Mortgage free living is quite possibly the best freedom of all :)

That didnt last to long , my ex still lives in it, lol

It was redundancy or higher up the company ladder for him and extra stress, taking the latter would have shortened his life,

I got a house bought out of it also . Happy days and no mortgage in the 1990's.

He made the best decision, there Ian :)

Mortgage free living is quite possibly the best freedom of all :)

Undoubtedly, I think

Oh dear . . . not so good then Ian :(

That didnt last to long , my ex still lives in it, lol

Oh :o

Should've have refreshed the page before I posted, my last post

Photo, or it didn't happen :D

I'll second that!

Just heard on the news that Asda petrol is coming down to 99.7p per litre.

I only use v-power personally but hopefully Shell will follow and reduce their prices as well.

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I always avoid Asda petrol but if it is down to 99.7p in Elgin tomorrow morning I think I'll have my arm twisted...

I like my new fibre optic internet connection. Over 12GB downloading from OneDrive? No problem...

Photo, or it didn't happen :D

Dirty so and so, you'll have to visit an 18+ website for that ha, wouldn't even be allowed to take one, get a right good grilling if I did. Fortunately GMX Ashley has only just got the hang of walking, so konks out on the floor alot, cue bending over and a quick trip to the bathroom. As we are a strictly nighttime tardis visitor in this house :(

I like my new fibre optic internet connection. Over 12GB downloading from OneDrive? No problem...

OneDrive downloading.jpg

Was that an FTTC installation? Or are you lucky enough to be in a FTTP zone? :)

I always avoid Asda petrol but if it is down to 99.7p in Elgin tomorrow morning I think I'll have my arm twisted...

Im going to be having unleaded at 94.9p tommorow. Happy motoring, lol

Im going to be having unleaded at 94.9p tommorow. Happy motoring, lol

That's 10p per litre Iess, than it was down here a week ago :o